Retirement Readiness Resources
Below are links to organizations outside PCA Retirement & Benefits, Inc. While RBI is not responsible for the content, you might find the information helpful.
Separation / Termination, Severance and Portability
Select this link for information on separation from service and severance
Select this link for an explanation of the difference between Portability and Conversion
403(b) Retirement Plan Adoption Agreement and Compliance Information
Please click here to review a packet of information, including a letter of explanation, rules and regulations, as well as the 403(b) Retirement Plan Adoption Agreement.
If your primary language is not English, PCA Retirement & Benefits, Inc. (RBI) has selected a service provider who can assist in communicating with RBI employees on your PCA Retirement Plan or other PCA-RBI provided benefit plan questions. To request assistance, please contact RBI by email or phone in English requesting assistance in another language (stating that language). We will need at least one business day to set up the call. We will then arrange a three-way call among the three parties (you, the interpreter and an RBI staff member). To contact RBI, please use one of the following: [email protected] or (800) 789-8765.
Retired/Disabled Housing Allowance Exclusion Resolution and Memorandum
Please click below to view a memorandum from Gary Campbell to retired or disabled ministers regarding income tax exclusion for payments from the PCA Retirement Plan and the PCA Long Term Disability Plan.
IRS Rollover Chart
Please click here to review a helpful chart provided by the Internal Revenue Service regarding which retirement plans are qualified to "rollover" to other plans.
MetLife, the life insurance carrier for the PCA insurance plans, recently opened access to its MyBenefits website for PCA plan participants. The site contains a large amount of planning advice, tools and calculators and is available for free. Click here to use the site located at MetLife My Benefits and register. Once registered, participants will have access to information from MetLife experts on topics ranging from insurance, to retirement, to major purchase decisions. PCA Retirement & Benefits, Inc., encourages participants to use such information and will continue to seek ways to enhance life planning tools.
Health Insurance Options
If you are the benefits coordinator for your group, or, if you are a one-employee organization responsible for your own coverage, consider contacting the following organizations:
- eHealthInsurance at www.ehealthinsurance.com or at one of the following toll free numbers
-Individuals & Families (800) 977-8860
-Groups (2 or more employees) (877) 456-6670
- AARP Healthcare Options (for those age 50 and older) at www.aarphealthcare.com or (866) 532-7899
- The Federal Government, and in the future, healthcare exchanges under the Patient Protection and Affordable Care Act (PPACA) at www.healthcare.gov.
Disclaimer: The above organizations are listed as options to consider when seeking medical coverage. Neither the Presbyterian Church in America nor PCA Retirement & Benefits, Inc. endorse participation with either organization.
Comparison of Health Savings Account (HSA) and Flexible Spending Account (FSA)
Please click here to view a PDF that outlines the differences between an HSA and a FSA.